>> would love to be on some of those phone calls from wall street, jon, thank you. and as you point out, wall street does open tomorrow morning, and after a week straight of losses already, nervous investors leading up to the fiscal cliff, the average 401(k) losing 3,000 to $4,000 in this country. abc's bianna golodryga with the story of just one family and the huge tax increase, if congress doesn't figure this out. >> reporter: until there's an agreement, this what the martins from raytown, missouri, like so many middle class american families, face. a hefty spike in taxes. beau, a government contractor, and deanna, an office worker, make a combined income of about $60,000. without a deal, their income taxes will rise by roughly $2,400 a year. on top of that, like everyone else earning $110,000 or less, they'll pay higher payroll taxes to pay for social security. with or without a deal, those are set to go up across the board by 2%.